Whether you’re an old hand or a novice when it comes to investing, you’ll find the info you need right here. Our experts have put together some great basic info to answer your questions about stocks, bonds, mutual funds, and other types of investments.
It can be difficult to choose a mutual fund to invest your money because there are so many funds with different objectives. It is estimated there are more than 10,000 mutual funds in the United States alone. The more you know about mutual funds in general, the easier it will be to choose one as...
Back in the 1930s, when Treasury Savings Bonds were created, there was little direct investment between the average citizen and the U.S. government. The small investor could not afford much, and the only way to attract investors was with a program guaranteed to return the principal investment over time with at least a small amount...
You’ve decided to add some individual stocks to your personal investment portfolio. How will you make the difficult decision of deciding which stocks to purchase? Warren Buffet has said he doesn’t invest in any company that he doesn’t know something about. That approach can help you as you choose investment options. Read the financial news....
As an investor, there is an abundance of information available on every stock and fund to help you make the most informed decisions. That includes the prospectus that is included with every mutual fund. You will likely find a variety of prospectus information connected with your mutual fund. This isn’t paperwork to be ignored or...
A capital asset is virtually any type of property that you own, whether you use it for personal purposes or purely for investment reasons. There are specific rules from the Internal Revenue Service that spell out how to handle taxes on a capital asset when you sell it for a profit. Understanding the capital gains...
There was a time in the 1980s when U.S. Savings Bonds were an excellent investment. EE bonds included a floating interest rate that in 1982, for example, allowed the bonds to earn more than 11 percent interest per year. However, that floating rate has been eliminated and Savings Bonds aren’t as attractive an investment as...
There’s little that’s more important than saving money for important events like your child’s education, a wedding or retirement. Investing money properly requires a considerable amount of knowledge along with the discipline and experience to know when not to take any action and when it’s time to make changes in your portfolio. Do you have...
As an investor, you want to maximize your earnings with every stock, bond and mutual fund that you purchase. That means taking some risk to make money. However, the question that many amateur investors struggle to answer is how much risk is too much for the situation at hand? Here are some tips from experts...
The idea seems to make sense for an investor with very little money to invest – focus on stocks that cost very little to try to slowly but surely build money. That’s one of the reasons that penny stocks are popular in America. These are all small-cap stocks that can be very volatile. In fact,...
In 2014 there were an estimated 10,000 mutual funds available for sale in the United States. If you are considering a mutual fund, it only makes sense to understand what a mutual fund is and why it is the most popular investment vehicle in the country. Diversification. Having the money to spread out your investment in...