- Auto InsuranceLike most businesses, you may use vehicles to transport employees, equipment, and products – to provide delivery of product, service to customers, or in the day-to-day operation of your business. As a business owner, you cannot safely operate your vehicles without comprehensive Business Auto Insurance.
- Boat InsuranceBoat or Yacht Insurance will provide two types of protection – physical damage coverage for the boat and installed equipment; and liability coverage for the owner.
- Renters InsuranceSo, you just got the keys to your new apartment. You’ve called the moving company, the electric company, and the cable company, and you’re all ready to settle in. But once you’ve moved all your belongings, are you protected in case something happens to them? If not, your next call should be to Atchue Insurance for a Renters Insurance policy.
- Home InsuranceWith few exceptions, your home is one of life’s most substantial investments and your most important asset. Thus, you want to make sure to have the proper coverage to protect it. A typical Homeowners insurance policy will pay for damage to your dwelling itself and other structures – such as a detached garage, shed or barn – caused by covered perils. These perils include, but are not limited to, fire, lightning, hail, and tree damage. The policy will cover temporary living expenses you incur in the event you cannot live in your home due to a covered claim.
- Condo InsuranceCall Atchue Insurance today for a comprehensive review and competitive Condo Coverage rate quote! Be sure to ask about discounts on your Condo insurance and Car insurance when we write both coverages!
- Life InsuranceIt is understandably difficult for anyone to contemplate a scenario where they can no longer provide financial security for their family due to a premature death. In most households today, both spouses contribute to the family income and therefore should both be adequately insured. Do you and your spouse have enough Life Insurance protection to pay off debt and provide income to your family if something happens to you?
- Health InsuranceIn August of 2015, Mr. Atchue’s son, AJ Atchue, re-joined Atchue Insurance full-time and is a Licensed Broker of Property/Casualty and Life/Accident/Health insurance products. AJ, who previously spent his high school and college summer/winter breaks from 2000-07 working at the agency in administrative support roles, returned immediately following three years working in the Commercial Lines processing and underwriting office of Harleysville/Nationwide Insurance Company in Worcester.
- Disability InsuranceIncome is the bedrock foundation of any financial plan. Loss of income due to either an accidental injury or a sickness can devastate a family dependent upon that income. With that said, if you are self-employed or your employer does not offer group disability coverage, you should secure your own individual disability insurance plan.
- Long Term CareLong Term Care Insurance is a type of coverage that provides funds to help pay for your long-term care and services over an extended period of time due to chronic illness, physical disability, or cognitive impairment. Care may be provided in a variety of settings, including your home or a specialized facility such as a nursing home.
- Dental Insurance
- Business InsuranceThe professionals at Atchue Insurance write dozens of new Business Owners Policies each year and can help you assess your business insurance needs and tailor a policy to fit these needs.
- Commercial Property InsuranceThis policy should be prioritized even where policies such as commercial property insurance and homeowner’s insurance have been purchased, since these policies are not intended for structures under construction.
- Workers Compensation InsuranceWorkers Compensation insurance coverage is a key form of insurance which must be secured separately and is not sold as part of a comprehensive Business Owners or General Liability policy. While employers are responsible for maintaining a safe workplace, everybody knows that accidents can sometimes happen. As a means of protecting employers from lawsuits resulting from workplace accidents, and providing medical care and compensation for lost income to injured workers, businesses operating in Massachusetts are required by law to maintain Workers Compensation insurance.
- Commercial Liability InsuranceYour business faces liability risk every day! As a contractor, a retailer, a manufacturer, a service provider, a professional office, a property owner or any other business, you face liability risk every day. A Commercial Umbrella Policy is designed to layer over your General Liability, Business Auto Liability and Workers Compensation liability policies.
- Professional Liability InsuranceAlso known as errors and omissions (E&O) insurance, this type of coverage offers protection for a business against claims resulting from errors and mistakes that occur during normal business operations.
- Builders Risk InsuranceBuilders’ Risk coverage is a vital insurance policy for any construction company or property owner to secure prior to beginning a new or rehabbed building project.
- AnnuitiesAn Annuity is an insurance product that pays out income, and Annuities can be used as part of a retirement strategy. An Annuity has essentially two components; the cash accumulation phase and the income distribution phase. Both during the accumulation phase and the distribution phase, an Annuity has favorable tax benefits.
- Liability InsuranceComprehensive General Liability Insurance coverage is often paired with property coverage either through a Business Owners Policy or a Commercial Package Policy, but the coverage is also available independently when only Liability coverage is needed.
- Flood InsuranceHave you thought about what would happen if your house and property become damaged or destroyed in a flood, even a small one? People are often surprised to learn that Homeowners policies do not protect you from losses sustained in a flood. You need a separate Flood insurance policy to secure this coverage.