- Auto InsuranceProvided that you bought optional comprehensive coverage with your auto insurance policy. More than seven out of every 10 U.S. drivers choose to buy comprehensive coverage. Under comprehensive insurance, flood and earthquake-caused damage to your car will also be covered.
- Boat Insurance
- Renters Insurance
- Home InsuranceBecause your home is probably the biggest purchase you’ll make, we develop custom-fit Homeowners solutions for you.
- Life InsuranceOur personal insurance solutions include protection for home and vehicles, health plans and Affordable Care Act consultation, life insurance policies, and coverage of special collections. Plus, our free financial review helps you determine whether you have the right coverage at the right price.
- Health Insurance
- Business InsuranceA landslides is considered an “earth movement” event so, like an earthquake, it is excluded from standard homeowners and business insurance policies. You can buy a “Difference in Conditions” policy (which typically offers all-in-one coverage for landslides, mudflows, earthquakes, and floods). I can help you find a Difference in Conditions policy – sold by surplus lines insurers – that you need.
- Workers Compensation InsuranceI have a current client who works in the construction industry and they have a Workers Compensation policy with roughly 50 employees. My relationship with this client began four months ago after we went through our Risk Assessment. Upon reviewing, our team created a strategic plan to correct the issues
- Professional Liability Insurance
- Pet InsurancePet owners already know how much they cherish their furry friends. But few pet owners know about one of the most important things we can do for the little tail wagers: pet insurance. We humans embrace dogs, cats and other companion animals as full-fledged family members. We read the fine print
- Flood InsuranceMudflows can be as dangerous and costly as mudslides. Mudslides occur when a mass of earth or rock moves downhill, propelled by gravity. There’s usually not enough liquid in a mudslide to seep into your home, so they aren’t eligible for flood insurance coverage.
- Earthquake InsuranceEarthquakes, like landslides, involve earth movement, so a separate earthquake policy is needed for quake-caused property damage because the causes of the movement are different. Landslides are caused by erosion or water accumulation that destabilizes the land, while earthquakes are caused by seismic activity. Earthquake insurance is available from private insurance carriers for renters, homeowners and business owners. In California, it is also available from the California Earthquake Authority. Ask me for more details.