- Auto InsuranceCommercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, and medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder's car.
- Motorcycle InsuranceYour motorcycle insurance policy can include any or all of the options below. Call us today to discuss what coverage is best for you.
- Boat InsuranceDo you know what to look for in a New York watercraft insurance policy? Skene Valley Insurance can help you determine the right amount of coverage to meet your specific needs. Just contact us today to get started.
- RV InsuranceRV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let Skene Valley Insurance help you select the right coverage for your RV needs and get a great price at the same time. You can even request a quote online and we'll get back to you with quotes from multiple companies so you can compare and save!
- Renters InsuranceYour renters insurance policy also protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected.
- Home InsuranceSince standard home insurance doesn't cover flooding, it's important to have protection from floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.
- Condo InsuranceCondominium insurance is unique. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement.
- Landlord InsuranceAs a landlord, you want insurance that’s tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need.
- Life InsuranceLife insurance is a crucial step in planning for your future. Not only can life insurance provide assurance for your family if you are no longer around, there are life insurance policies that offer benefits while you are living.
- Health InsuranceCindy Oliver is the officer manager of the Granville office (formerly known as the M Shaw Insurance Agency). Cindy brings a vast understanding for the local insurance market to the office. An addition to the staff in 2019, she has successfully converted all three office locations from traditional hard copy files to 100% digital compliance. Cindy has worked in the local insurance market for over 20 years and carries a large clientele following as a result of her customer first mindset and attention to detail. Thomas Abbott joined Skene Valley Group in October of 2010 as a producer. Tom handles all lines of business including life and health insurance. Paula Steves, a CSR with over 20 years of her own experience in the insurance industry joined the Skene Valley Group family in September of 2020. Paula is familiar with the ever-changing insurance industry standards and has committed many years of her professional life to customer service within the insurance world.
- Long Term Care
- Business InsuranceAre you renting cars or are your employees using their own vehicles? This particular coverage provides business insurance coverage for certain liabilities arising from the use of a rented or leased vehicle (hired), or a non-owned vehicle (employee using their own vehicle on company business). Oftentimes this coverage can be added inexpensively to a business auto policy, or in some cases, a general liability policy.
- Commercial Property InsuranceA basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent insurance agent, Skene Valley Insurance can help you determine the type of insurance policy and range of coverage that is best for your business.
- Workers Compensation InsuranceSkene Valley Insurance can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers, and overall savings that you'll see on the bottom line.
- Commercial Liability InsuranceGeneral liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Skene Valley Insurance recommends that all businesses have general liability coverage in place.
- Professional Liability InsuranceLiability for businesses can range from general commercial liability coverage to specialized policies such as professional liability (E&O), employment practices (EPLI), and directors and officers (D&O). Contact us today to find out what we recommend for your business.
- Liability InsuranceTo really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.
- Flood InsuranceIn 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. Find out more about the NFIP and how it can help you protect yourself.