- Life InsuranceSufficient insurance and a thoughtful estate plan need to be in place. If a spouse dies, the death benefit from a permanent life insurance policy may ease some of the financial pressures that follow. Up-to-date beneficiary designations, trusts, and other estate planning mechanisms may help assets transfer from spouse to spouse and within the family without contention or undue delay. A good estate plan clearly defines the steps of the asset transfer process for a surviving spouse and other heirs.
- Health InsuranceThere are tools available online or by phone to learn more about other plans if you’re thinking about switching or changing coverage. Medicare offers a Plan Finder tool online or you can call 1-800-MEDICARE to find out about new Advantage plans in your area. Or, check out the State Health Insurance Assistance Program site to find help in your state.
- AnnuitiesAs an independent representative, he is able to provide his clients with unbiased advice, products and services. Putting the client first and providing top notch service is his passion. He has received his C.R.C. (Certified Retirement Counselor) designation, Series 7 and 63 and is a Licensed Insurance Agent for Life, Accident & Health and Variable Life/Variable Annuities.