- Auto InsuranceAuto insurance is something all drivers need, but no one wants to use. However, statistics show that the average driver will file claims for three or four accidents in a lifetime, or once every 17 … Learn More...
- Home InsuranceWhen you decided to buy a home, you made a practical, emotional, and financial investment in your family’s future. A house is not only a major commitment, but also a tremendous asset. Losing it to a major disaster could cost you everything and leave you with nothing; that is unless you have the right home insurance to back you up in times of need. Homeowners insurance helps to insulate you from the financial risks associated with certain covered events.
- Business InsuranceRunning a business is a tall order. It takes a special person to jump through hoops and take a chance on entrepreneurship. While starting and maintaining a business requires a certain amount of healthy risk, we here at Carrigan Insurance think that there are certain risks you should never have to face as a business owner. That is why we offer premium business insurance designed to meet the unique needs of your company, big or small.
- Commercial Property InsuranceWhen your storefront is vandalized or a fire destroys your factory and all of its expensive machinery, your property insurance can help pay to repair or replace it. Whether you lease or own the property you do business from, ensure your policy covers all of your physical property.
- Workers Compensation InsuranceIf you have employees, workers compensation insurance is a must. When someone is injured on the job, workers compensation helps pay their lost wages and medical bills while they recover. Not to mention, it helps shield your business from a lawsuit.
- Commercial Liability InsuranceIf one of your customers slips and falls in the bathroom at your business, liability insurance helps pay the medical bills and protect you from a potential lawsuit. Even if you win a lawsuit, the cost of defending yourself in court can cost thousands of dollars. Keep in mind that you can be held liable for any loss or injury occurring on your business property or as a result of the actions of your employees. You may also be held liable for loss or injury caused by a product you sell or manufacture.
- Liability Insurance