What a blessing! I have a pluming business for 15 years. In the early days i never accepted credit cards. Now for the last 3 years i have been using a virtual terminal set up by Elite Merchant Solutions. I just recently set up a swipe on my iphone. I have never had any issues so far. But i have had questions that needed to be answered. Javier was a real great help with setting me up and teaching me how to use the mobile solution. I could not be any more enthused about the level of service i received.