I have always been reluctant to use a credit repair service, with all the horror stories I hear. But a friend of mine told me about this company and they are by far the best in the industry.They are extremely knowledgeable, and create a comprehensive plan that addresses every credit related issue, not just a simplistic singular approach that most of these other companies I checked out follow.My credit score went from a mid 500 to a low 700 in about 7 months, which was fairly close to what they told me when I started, with all the stuff I had on my report, I though it would be years. The owner meets with every client and explains in depth the way the credit scoring system works and provides and in depth analysis of your personal situation and what needs to be done from their end as well as yours to get the score to where it needs to be. I am extremely happy with the service they provided me and I recommend any one who needs help with their credit to give them a call.