- Auto InsuranceIn many cases, when the A/C malfunctions it is considered normal wear-and-tear and not covered by auto insurance policies. However, there are certain situations in which insurance coverage may be available for air conditioning damage.
- Home InsuranceNo one can predict every future event. Even with the best planning, things can go very wrong. Frozen pipes, falling trees, serious wind events, flooding, vandalism, theft, or other incidents can lead to very costly repairs, or can leave your home uninhabitable. The typical home insurance policies protect the home itself, not your belongings.
- Life InsuranceWe are committed to being #1 in customer service satisfaction. As an independent agency, We Work For You! We always strive to find you the best coverage and prices for Auto Insurance, Business Insurance, Home Insurance, Life Insurance, Health Insurance, and Group Benefits!
- Health InsuranceYour business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less.
- Business InsuranceIt takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, so it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build.
- Commercial Property InsuranceNot buying loss of income coverage: Also known as business interruption insurance, this covers loss of business income in the event of a disaster. Property insurance only covers physical damage should a disaster require you to shutter your operations. Loss-of-income coverage can be added as a rider to your business owner’s policy or business property insurance policy.
- Commercial Liability InsuranceYour business insurance should cover every possible risk for your operation. It may surprise you that as a basic calculation, the entire range of business insurances, including commercial liability, commercial property insurance, health insurance for employees, workers’ compensation, and other insurances should be budgeted at about 20 to 30 percent of expected gross sales. Smaller businesses can expect to budget far less. Every industry, and...
- Liability InsuranceOnly buying general liability insurance: This could be a serious mistake. While general liability insurance can protect you from many business risks, it does not cover everything. Work with our knowledgeable insurance agent to evaluate your risks and determine what additional coverage you need.