- Auto InsuranceA car or truck is often your biggest asset aside from your home. Auto insurance protects against potentially crippling financial losses and the sheer inconvenience of being without transportation.
- Boat InsuranceAccidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.
- Inland Marine InsuranceMechanical breakdown insurance may provide coverage in the event a piece of equipment malfunctions or stops working. Your property insurance will offer coverage for your equipment while it is stored at your location. Inland marine insurance is helpful as it covers your equipment while it is in transit between job sites.
- Truck Insurance
- Renters InsuranceYou might think that your landlord’s insurance covers your personal possessions. However, that only covers the building itself. Renters insurance is the only way to protect your valuables, and it’s much more cost-effective than you’d think.
- Home InsuranceYour home is the center of your life. It’s also your biggest investment. So make sure you cover the unique risks you face with home insurance. Get the right policy that will take care of both small and large risks related to owning a home.
- Condo InsuranceCondo insurance covers your personal belongings inside your condo unit. That means everything from your appliances to your clothes will be covered in the event of a loss. Without it, you would have to replace your lost or damaged possessions out-of-pocket. Condo insurance also covers damage caused by theft, fire, severe wind, lightning strikes, and frozen pipes. It’s important to note, however, that condo insurance does not usually cover flooding.
- Landlord InsuranceYour condo association’s insurance policy likely covers certain aspects of your condo, such as common or shared areas. As a result, it may cover your condo unit, but not any improvements you make or fixtures you add to the condo. It also won’t cover your personal possessions. Condo insurance is designed to make up for this shortfall. It’s a mixture of the better-known landlord insurance and renters insurance but is specially designed for your particular condo.
- Life InsuranceKey person life insurance can keep your business afloat in the event of the death of any employee who is an integral asset to the company’s survival. We’ll work with you to design coverage that helps assure the continuity of your business for employees, customers, and creditors.
- Health InsuranceIn general, group health insurance is the first priority for employees and is the second largest expense for employers behind payroll. We’ll help you navigate the healthcare process so you can hire and retain top talent.
- Disability InsuranceDisability insurance protects your employees from a temporary loss of income and is a fundamental part of a quality employee benefits package. We’ll implement a plan structured just for you.
- Long Term CareOffering long-term care insurance as an employee benefit can be an integral part of your strategy to recruit and retain the best talent, contain costs, and enhance employee productivity. We’ll guide you through the process.
- Dental InsuranceThe National Association of Dental Plans and the Centers for Disease Control have performed studies that show that employees with dental insurance plans have better attitudes and are less likely to suffer from depression, as well.
- Vision InsuranceHelp your employees maintain their eye health and vision by adding a group vision insurance plan today. There are many affordable plans for you to choose from, so you can get the best possible coverage no matter how many employees you have.
- Business InsuranceWe specialize in a wide variety of insurance solutions to meet your needs. Whether you’re looking for personal insurance, business insurance, or employee benefits, we provide quality service and advice you can count on. Our office is located in the New York metropolitan area, and we serve individuals and businesses throughout the tri-state region. Contact us today to get started.
- Commercial Property InsuranceCommercial property insurance can help protect the property your business owns and leases, including things like equipment, inventory, furniture, and fixtures. Whether you own your building or lease your workspace, commercial property insurance can be purchased separately or can be combined with other necessary coverage to protect your business’ physical assets.
- Workers Compensation InsuranceWorkers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
- Commercial Liability InsuranceIn the case of significant damage to property or serious injury to a non-employee, there’s a high risk of being sued. Defense of lawsuits can be quite costly. If damages are awarded to the other party, a large enough sum could exceed the limits of your standard liability policy. A commercial umbrella insurance policy provides additional protection with higher limits and typically broader coverage. This coverage extends not only over your general liability policy but also many other coverages as well.
- Professional Liability InsuranceProfessional liability insurance is the most essential coverage for architecture professionals and firms of all sizes. It offers protection from actions or events that the designer could be held liable for. Examples of this include negligence, errors, or omissions during the course of a project, as well as miscommunications between the designer, client, and contractor. All of these can lead to devastating lawsuits, especially because of the strict standards you are bound to with the contracts you have with clients and contractors.
- Builders Risk InsuranceBuilders risk and installation insurance provides coverage for homes or buildings while undergoing construction, until they are completed. The policy covers the contractors’ interest in materials at the job site before they are installed, construction materials in transit designated for the contractors' equipment insurance–a policy specially and the value of the property being constructed until it is completed.
- Liability InsuranceUmbrella insurance is specifically about liability, which is the cost you might have to pay to somebody else for an unfortunate event where you are held responsible. It doesn’t usually include losses you bear yourself, such as if your property is damaged or your possessions are stolen.
- Travel InsuranceVarious types of travel insurance are available that may offer protection in case of lost baggage, trip cancellation or delays, or trip interruption. You may also want to consider policies that cover accidental death and dismemberment, as well as the repatriation of remains.
- Identity Theft Insurance
- Flood InsurancePurchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program (NFIP). In the U.S., a flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write-your-own carrier. Additionally, you may be able to purchase excess limits on your homeowners policy to better protect your home.