It's okay. But it's one of the last banks in the area who refuses to set up a process by which if your checking account gets too low there is an automatically feed into the checing account for you. You can have alerts sent to you, you can move money from one account another but making the $30 per overdraw if their main goal. Now that most of our bills are paid out auto pay our account can go from $1000 to zero pretty fast if we are not constantly checking the damned thing.. I'm seriously think about using one of the many banks who DO offer auto feed systems. Too bad......I've been a loyal customer for many many many years but live out of town now