General Info

BayCal Financial BayCal Financial Corporation was founded in 1991 by 4 entrepreneurs that recognized a need in the mortgage market place. That need is to provide home-owners with a very competitive interest rate without them having to sacrifice service. With the additional challenge of the cultural diversity that exists in the Bay Area, we not only have been able to accomplish what we originally set out to do, but do it in a language that our clients are most comfortable speaking. From a single branch in Burlingame, (which is now our headquarters) with only 5 agents, BayCal has grown slowly and steadily over the years. Now, we are 9 offices and over 200 agents strong. Led by the vision of our President and CEO, Anthony Tsia, BayCal is now the premier mortgage brokerage company in the Bay Area. Although residential home financing is our specialty, we are also able to secure financing for properties other than that of your home. You can expect the same low financing rates and services for your commercial, mixed use, construction and investment financing that you have come to expect from BayCal. 1. Long term relationships are built one at a time. Every lasting relationship needs to be cultivated and nurtured over time with respect to the individual. That is why BayCal treats every single homeowner the same, whether your loan is large or small. We strive to be your mortgage broker for life. 2. Focus on the wants and needs of the customer. Our mortgage professionals are trained to ask questions. That way, we can narrow down the specific loan program that best suits your needs. Whether your needs are short or long term, we can make recommendations on the loan programs that will achieve the ultimate goal yours. 3. Anticipate and integrate changes in the marketplace. With the constant changes in the mortgage industry and new advanced technology that is constantly simplifying the loan process, we have been able to integrate those changes to make it easier for the homeowner to obtain their mortgage loan. On line processing and internet based softwares have allowed us to quicken the processing time of a loan for the consumer. The internet has allowed us to shop for the best interest rate for our customers among the 200 banks, mortgage banks, and savings and loans that we do business with. So you can be assured of receiving the best interest rates from us without having to give up the one-on-one, face-to-face service that you have come to expect.