- Auto InsurancePrime Property & Casualty Insurance Inc. (PPCI) is an admitted carrier for commercial auto insurance that develops solutions for auto owners, employers, and operators who need to insure their vehicles and drivers.
- Boat InsuranceThe strength and stability of Prime have led us to over 40 years of experience in the insurance industry. Boat and personal watercraft insurance are our expertise!
- Mobile Home InsuranceMobile home insurance is for owners of mobile homes including single wides and double wides, campers, RVs, trailers, and more. It can protect your home and your belongings from perils such as fire, flood, wind, and more.
- Inland Marine InsurancePrime Insurance Company offers custom commercial property and inland marine insurance plans that allow producers to serve their clients’ most urgent protection needs. Trust our years of expertise as an excess and surplus lines carrier to offer solutions and customizable coverage that give policyholders peace of mind.
- Truck InsuranceTow truck insurance and insurance for a whole towing business are based on a range of factors; depending on what area your client primarily does business in, whether they primarily tow cars involved in collisions or they repossess vehicles, and the safety programs your client employs, your client can be very high-risk. Before you have a meeting with prospective clients, know ahead of time what combination of these and other factors should trigger a conversation about excess liability insurance. Having a consistent workflow that adds another level of evaluation is the best way to not only ensure your clients are adequately covered but to know that your company is, too.
- Aircraft InsuranceDo your clients fly airplanes for business or pleasure? This activity comes with some inherent risks, which means that helping them obtain sufficient liability insurance can be challenging. At Prime Insurance Company, we specialize in insuring these types of activities that are considered high-risk. If your client has been nonrenewed, canceled, or declined coverage elsewhere, we can step in and provide coverage. We can even offer aircraft insurance to individuals or businesses with a less-than-stellar claims history.
- Renters Insurance
- Home InsuranceInsurance agents and brokers seeking to obtain this essential protection for their clients need a partner they can trust. Prime Insurance Company can provide an all-in-one assisted living or nursing home insurance program that reduces the liability exposure of these facilities. You can recommend a program from us with complete confidence.
- Condo InsurancePrime can write customized coverage for condos and other types of properties. Our condo insurance can cover what your client’s HOA doesn’t and protects your client’s individual condo unit against certain losses. It protects the interior of the condo such as floors, walls, tiling, and more.
- Life Insurance
- Health Insurance
- Disability Insurance
- Long Term Care
- Dental Insurance
- Vision Insurance
- Business InsuranceBecause business insurance coverage should be customized to match your individual business plan and the services you offer, insurance is becoming increasingly modular. This allows for a great deal of individual control when you’re looking to modify your current insurance coverage or are looking for a new company. This is especially true in the long-haul trucking industry because insurance requirements can fluctuate based on a large number of factors such as the state, the materials being transported, and whether you’re an independent contractor or own a larger long-haul trucking business. Here are some elements of coverage that you should always keep in mind when looking for an insurance plan that best fits your business...
- Commercial Property InsuranceNo minimum premium requirements: Some companies only offer high-risk coverage to high-premium clients, but we do things differently. Our willingness to write small and large business property insurance policies gives you more opportunities to expand your portfolio.
- Workers Compensation InsuranceIt is important to understand that insurance for specialty contractors is not the same thing as worker’s compensation. To be clear, Prime Insurance Company does not offer worker’s compensation coverage. Suppose a person is injured while working on a specialty contracting job. In that case, there must be separate worker’s compensation measures in place.
- Commercial Liability InsuranceCommercial Liability: These general liability plans protect business owners from injuries or damages sustained by third parties due to the policyholder’s negligence.
- Professional Liability InsurancePrime Insurance Company offers professional liability insurance to reduce the policyholder’s exposure and provide true peace of mind. If you’re an agent or broker, you can help your clients get the coverage they need to safeguard their assets — and grow your business in the process. We are committed to providing solutions for property and casualty risks including business, professional, wrongful acts coverage, and personal lines.
- Builders Risk Insurance
- Restaurant InsuranceThe food service industry is forecasted to reach $898 billion in sales in 2022 with the workforce projected to grow by 400,000 jobs, totaling 14.9 million jobs by the end of 2022. We all know this is a massive industry with endless opportunities. Insurance producers across the country have many clients in the food and beverage industry looking for the right liability insurance. Prime Insurance Company is here to offer bar and restaurant insurance so owners can focus on quality service and not worry about costly litigation.
- Liability InsuranceHomeownership is a dream for many Americans, but it also presents certain liability risks. An accident or incident that injures a third party could lead to an expensive lawsuit. Without personal liability insurance, the homeowner could lose valuable assets and possibly experience lasting financial consequences.
- Flood InsuranceExcess Flood: These plans offer additional coverage against flood damage over the limits of a standard National Flood Insurance Program.