IF YOU HAVE BEEN OFFERED A STUDENT LOAN AT YOUR LEARNING INSTITUTION, FINANCED BY TFC CREDIT CORPORATION DO NOT DO BUSINESS WITH THEM! TFC CREDIT STUDENT LOANS ARE A SCAM. THEY WILL ATTEMPT TO CLAIM TO YOU THAT THEY DISBURSED ALL FUNDS TO YOUR SCHOOL UPFRONT, WHEN IN ACTUALITY THEY DID NOT. THEY ONLY DISBURSE A SMALL UPFRONT ADMINISTRATIVE FEE AND THEN A PERCENTAGE OF THE AMOUNT THAT YOU MAKE IN PAYMENT EACH MONTH. THEY WILL REPRESENT THAT YOU OWE THE ENTIRE AMOUNT OF YOUR NOTE, AND ATTEMPT TO COLLECT MONEY FOR FUNDS THEY NEVER IN FACT SENT OUT BECAUSE THAT IS NOT HOW THESE STUDENT LOANS WORK. THIS IS PREDATORY LENDING AT ITS FINEST!!!! DO NOT, I REPEAT, DO NOT FINANCE YOUR EDUCATION THROUGH THIS COMPANY. THEIR BUSINESS PRACTICES ARE UNETHICAL, PREDATORY, AND IF ANYTHING HAPPENS WITH YOUR LEARNING INSTITUTION THAT IS OUT OF YOUR CONTROL, THEY WILL STILL DEMAND MONEY FROM YOU FOR FUNDS THEY MAY NEVER HAVE SENT, AND POSSIBLY REPORT A NEGATIVE CREDIT STATUS AND DAMAGE YOUR CREDIT.