- Child SupportOwe debts which are unable to be forgiven and discharged under Chapter 7, including settlements for child support, marital property, or taxes
- Spousal SupportChild Support & Alimony: 50% if you are supporting another child or spouse and up to 60% if you are not. An additional 5% can be taken if you are more than 12 weeks late on payments.
- FraudDepending on the type of tax debt you have, it might be possible to get it discharged through bankruptcy. However, taxes you willfully attempted to evade and penalties for tax fraud aren’t dischargeable in bankruptcy. Income taxes are dischargeable in bankruptcy if you meet the following three conditions...
- BankruptcyThe term “bankruptcy” can sound like a terrifying phrase to many who do not know the deeper purpose behind it, but in reality, bankruptcy can offer a profound solution of a fresh start to you and your family. Chapter 7 bankruptcy is an extremely helpful way of erasing mountains of debt. However, the process of filing for it can be admittedly quite complex if you are attempting to do it on your own. Being able to carefully keep track of every single deadline for required paperwork, making sure you have turned in the right documents at the right time, and arranging necessary meetings with your trustee is both exhausting and almost impossible to do independently.
- ForeclosureBankruptcy is a legal proceeding for individuals or businesses who have insufficient funds to repay their creditors. Filing for bankruptcy not only helps people get many of their debts discharged, but also puts a stop to creditor harassment, foreclosure attempts, and repossession efforts.
- Debt CollectionUnfortunately, in this time that is already very stressful, creditors and debt collectors make life even more difficult by constantly heckling debtors, often very late at night or early in the morning. However, as ordered by the federal Fair Debt Collection Practices Act, creditors are directly forbidden from using deceitful and unjust strategies to try to collect debts. They also cannot harass you through continual bombardments of calls and emails. If you are being accosted, seek counsel from our San Diego creditor harassment attorneys, so that Debt Relief Legal Clinic can give you the support you really need.