- Auto InsuranceCommercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile.
- Home InsuranceSince standard homeowners insurance doesn’t cover flooding, it’s important to have protection from the floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.
- Business InsuranceAs a business owner, you strive to make decisions that are right for your business, your employees and yourself. This includes decisions about business insurance.
- Commercial Property InsuranceA basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies.
- Workers Compensation InsuranceWorkers compensation is a state-mandated insurance that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness.
- Commercial Liability InsuranceGeneral liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business.
- Professional Liability InsuranceProfessional Liability Insurance, also known as Errors & Omissions (E&O), is a form of liability insurance that protects professional advice-and service-producing individuals and companies, should a client be harmed from your services for which you are legally liable.
- Liability InsuranceWhen a catastrophic liability loss occurs, an umbrella insurance policy extends liability coverage for an additional layer of insurance to further protect business assets.
- Travel InsuranceWright & Kimbrough celebrated 25 years, the year World War I Ends. We also started offering travel insurance, which was far more risky and dangerous than today.
- Flood InsuranceIn 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. Find out more about the NFIP and how it can help you protect yourself.
- Earthquake InsuranceEarthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active. Earthquake insurance is not included in a homeowners policy. You need a stand alone earthquake policy. Contact us to find out what the costs would be for your home.