I feel as though this company takes advantage of people. They took my check --rejected my admission for coverage and cashed my check--then agent told me it might be at least 15 business days before I get my money back. I suggest people put stop payment on check if they can get an agent to tell you that u have been rejected before they cash ur check--I don't mind getting rejected --but taken my money for any amount of time with out my permission is stealing --Tom Dolan