- Tax PlanningMr. Daby spends a substantial amount of time cultivating new business opportunities and enjoys educating clients and financial professionals about the intricacies of plan design, tax planning strategies, and their integration with successful business development. He maintains that APC’s high-touch service model has lent itself to efficiently run plans and many dear relationships. Jeff regularly speaks to professional groups, providing training to those in the fields of tax preparation and financial advice.
- Tax Services
- Roth IRARoth 401(k) distributions can be rolled to a Roth IRA; however a Roth IRA cannot be rolled into a Roth 401(k). The years accumulated under the five-taxable-year rule in a plan do not carry over to funds transferred to a Roth IRA. However, if the Roth IRA already exists, the transfer picks up the years already on record for the Roth IRA.
- Tax Deductions
- Income TaxA 403(b) plan is a retirement arrangement for employers of nonprofit organizations that are exempt from federal income tax. They offer the ability for both employee and employer contributions with some distinct testing advantages.
- Tax Deferral
- Business Tax Return PreparationProfit Sharing Contributions must be made by the business tax return due date, including extension, in order for your contribution to be deductible for the applicable tax year in question.
- Mutual FundsAmerican Funds, one of the oldest mutual fund families, has been serving investors since 1931. With 29 mutual funds, American Funds is one of the three largest mutual funds families in the United States.
- Wealth ManagementJohn Hancock (formerly Manulife) is the 5th largest insurance and financial services company in the world - 2nd largest in North America. John Hancock offers a diverse range of financial protection products and wealth management services.
- Accounting Services
- Financial PlanningThe CPC credential is offered by ASPPA to benefit professionals working in plan administration, plan actuarial administration, insurance, and financial planning.
- Retirement PlanningAn Enrolled Actuary is an actuary who has been licensed by a Joint Board of the Department of Treasury & Department of Labor to perform a variety of actuarial tasks that are required for pension plans in the U.S.
- AnnuitiesLincoln Financial Group is a Fortune 500 company offering a diverse range of financial services and solutions. With a strong focus on four core business areas - life insurance, annuities, retirement plan services, and group protection - their business is built around supporting, preserving and enhancing their customer's lifestyles and providing better retirement outcomes.
- Asset ManagementVoya Financial, Inc. (formerly known as ING Group) offers a comprehensive array of financial services to more than 13 million private, corporate and institutional clients in the United States, including banking, insurance and asset management.