I WENT TO THE BANK TO CHANGE A $100 DOLLAR BILL, THE BANK REFUSED ME BECAUSE I DID NOT HAVE AN ACCOUNT THERE, THEY SAID IT WAS BANK POLICY, I EXPLAINED THAT MY WIFE HAD A ACCOUNT THERE THEY SAID THIS DID NOT MATTER, I WAS'NT ASKING FOR FREE MONEY I JUST WANTED TO GET A BILL CHANGED, THEY ASKED ME IF I WANTED TO OPEN AN ACCOUNT, I WOULDNT OPEN AN ACCOUNT WITH A BANK THAT HAS SUCH INSANE POLICIES AND I THINK THAT I WILL GET MY WIFE TO CLOSE HERS