I have sent many of my friends and family to direct finance to have either refinancing done or in the case of my nephew a new mortgage . Everyone has been completely satisfied and has also referred direct finance to people they know . Much easier and faster than a bank and everyone loves dealin with Dave or his employees and the processor is great too! I don't understand how and why people post fake negative reviews simply to hurt small businesses . Must be her mental illness acting up . In any case disregard obviously slanderous phony reviews these Internet trolls love to post .