- Auto InsuranceMickey Clayton Insurance has been your partner in finding you the best deal on home owners insurance for over 30 years. We also offer a full range of auto insurance. Get a quote today to save money while going to a new level of service you will never leave. About Us
- Home InsuranceCheck the latest BUILDING CODES in your community. Building codes require structures to be constructed to minimum standards. If your home is severely damaged, you might have to rebuild it to comply with the new standards requiring a change in design or building materials. These changes could cost more. Generally, homeowners insurance policies (even a guaranteed replacement cost policy) won't pay for this extra expense. However, some companies offer an endorsement (ordianance and law/increased cost of construction) that pays a specified amount toward these costs. (An endorsement is a form attached to an insurance policy that changes what the policy covers.)
- Business InsuranceDon't wait until it's too late. Contact us today for all of your home, auto, and business insurance needs. Get A Quote
- Liability InsuranceIf you are ever sued, your standard homeowners or auto policy will usually provide you with liability coverage which pays for judgments against you and your attorney's fees. However, in this litigious world we live, you may want to have an extra layer of liability protection. That's what a personal umbrella liability policy provides.
- Flood InsuranceTo determine if you need flood insurance, ask your insurance professional, mortgage company or neighbors about the flood history in your area. If there is a potential for flooding, you should consider purchasing a policy that covers the structure and your personal belongings. Flood insurance can be purchased from an insurance agent or company under contract with the Federal Insurance Administration (FIA), part of the Federal Emergency Management Agency (FEMA). Flood insurance is only available where the local government has adopted adequate flood plain management regulations under the National Flood Insurance Program (NFIP).