- Auto InsuranceDid you know your personal insurance may not cover you if you are engaged in business activities? What if you have employees on the road making service calls to customers? Commercial auto insurance provides valuable protection for your company-owned vehicles, leased or rented vehicles, and your employee's vehicles used for business purposes.
- Inland Marine Insurance
- Commercial Property InsuranceImagine your business is burglarized causing physical damage and possibly lost assets. Or a fire goes out of control and damages your inventory. Your ability to recover from these incidents is greatly increase if you carry commercial property insurance.
- Workers Compensation InsuranceWorker's Compensation, which is compulsory for all employers, is there to help cover lost wages and medical expenses. Even without employees, Worker's Compensation can be required by contractor but is difficult to find. That is where we come in.
- Commercial Liability Insurance
- Professional Liability InsuranceBusinesses that provide professional services or give advice to clients should consider purchasing professional liability insurance. It provides protection when a business owner is sued for negligence because their work doesn't meet a client's expectations.
- Builders Risk InsuranceAlso known as course of construction insurance, is a specialized type of property insurance that helps protect buildings under construction. It's essential in helping protect construction projects.
- Liability InsuranceWithout an excess or umbrella policy, a catastrophic claim could deplete your income and business assets. Every business is vulnerable to devastating losses and lawsuits that could possibly exceed your primary insurance coverage. This is an inexpensive but critical coverage.
- Identity Theft Insurance
- Flood InsuranceYour basic insurance policy does not protect you against damage from earthquakes and floods. Whether you are in a high-risk area or moderate-to-low risk area, you should consider adding earthquake and flood insurance to your policy. More than half of all flood claims occur in areas considered to have low flood exposure, and each year there are around 5,000 earthquakes in the United States.