- Auto InsuranceAll of the Insurance companies we represent provide a wide range of auto Insurance products at a fair price. Your price gets even better if you qualify for any of our available discounts. When applying for auto Insurance in Palm Desert, California, you're usually asked whether you want collision and/or comprehensive coverage, how high you want your deductible to be, what liability limits you want, and whether you want any types of optional coverage. We can help you understand what these terms mean and how much coverage is right for you.
- Motorcycle InsuranceWe are a California based insurance agency that specializes in motorcycle coverage. We will shop the best motorcycle insurance companies in California to find you the best coverage at an affordable price. You can either fill out our online quote form or contact us for a free, no-obligation quote.
- Boat Insurance
- RV InsuranceContact us to find out more about recreational vehicle insurance in Palm Desert, California including the Coachella, Indio, La Quinta, Palm Springs, and Rancho Mirage areas.
- Mobile Home InsuranceWe pride ourselves in customer service with the lowest possible rate. Just contact us today at 760-341-3477 to find your next California mobile home or manufactured home insurance policy. We service mobile home insurance policies in Palm Desert, California including the Coachella, Indio, La Quinta, Palm Springs, and Rancho Mirage areas.
- ATV InsuranceWe can help you find the right coverage for your special vehicle to protect your investment depending on the vehicle type. Our insurance professionals can work with the carriers and their special requirements for ATV insurance & assist you in finding the right coverage at a competitive rate.
- Inland Marine Insurance
- Truck InsuranceCommercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at Ascend Insurance will help you find the best coverage you need for your business.
- Jet Ski InsuranceConsult with one of our professional agents at Ascend Insurance to make sure you have the right coverage at a competitive price. We can evaluate your boat or jet ski insurance needs to find special coverages you may need or any discounts you may qualify for. Some additional discounts and coverages may include...
- Renters InsuranceYou may be speculative why it's necessary to hold a renters insurance. Rental properties, particularly apartments are thought-about risky once it involves potential claims. You share a building with plenty of individuals where fires, theft, and water harm are sometimes frequent. There are many potential risks and your property is in danger. The items you own are valuable and you should shield them from a loss. Besides, renters insurance in most cases is extremely cheap.
- Home InsuranceHome insurance floaters are commonly purchased for jewelry. Under your basic homeowner’s insurance policy, you have very limited coverage for valuables that are easily transportable due to the high risk of loss to such items. A jewelry floater provides a higher dollar amount of coverage that protects against financial loss from the damage or theft of valuable jewelry
- Condo InsuranceCondo Association insurance can help but it often is meant for the building itself rather than what's inside. This is where a condo insurance policy is different from a homeowners policy because you usually will just need to cover the valuables inside your condo.
- Landlord InsuranceLandlord Insurance can protect you from any financial loss that may occur to your rental property from accidents, injuries or lawsuits. Since landlord insurance is very cost effective, it is always a good idea to be protected in case of a loss.
- Life InsuranceCalifornia Group Life Insurance is usually offered as part of your employees benefit package and covers an entire group of people. Policies are not based on an individual's lifestyle habits or health factors but the employees are grouped together and rates are based on the risk of the group as a whole. The coverage costs are usually much less than if the employee purchased an individual policy.
- Health InsuranceWith so many different options, deciding on the right California Health Insurance can be confusing. But with the changing laws and the cost of healthcare on the rise, you can't afford to take chances with the health of you and your family members. If an accident or illness strikes, paying high medical costs out of your own pocket can be a financial disaster. If your employer does not offer an adequate health benefit package, or you are self employed, unemployed, retired, or a student, we can help you sort through the maze of different insurance options and find the right plan at a price you can afford.
- Disability InsuranceAn individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxes but employer-paid benefits are. There are 2 types of individual disability insurance policies - long-term and short-term.
- Long Term CareIn general, if you can't perform daily activities because of an impairment as a result of chronic illness or disability, you will need long term care. This would include the assistance you could need if you are unable to take care of yourself for a long period of time. However, some people who need help with these daily activities may only need them for a few months.
- Dental InsuranceAscend Insurance can help you find quality coverage at a reasonable price so you can enjoy the healthy smile you deserve! Contact us to find out more about dental insurance in Palm Desert, California including the Coachella, Indio, La Quinta, Palm Springs, and Rancho Mirage areas.
- Vision InsuranceMany of us need, or will need in the upcoming years, glasses or contacts to correct and enhance our vision. Generally a California Vision Insurance Plan can be added to your existing health insurance policy and can save you and your family large out of pocket expenses.
- Business InsuranceAscend Insurance Agency has been serving the personal and business insurance needs of California individuals and businesses for many years. We are members of the Palm Desert Chamber of Commerce among other trade associations with whom we work closely to provide timely and accurate risk management services.
- Commercial Property InsuranceCommercial Property insurance covers the building that your business owns or rents. A California commercial property insurance policy would also cover equipment, computers, tools and furniture. Let the agents at Ascend Insurance evaluate your commercial property insurance needs to find the best suite for your liabilities and risks.
- Workers Compensation InsuranceAt Ascend Insurance, having a workplace that is protected gives you extra security. As a California employer, you have an obligation to ensure a safe work place and the law requires a business to have Workers Compensation Insurance. Work Comp insurance can provide the coverage to protect you from those unpredictable occurrences.
- Professional Liability Insurance
- Builders Risk InsuranceBuilders Risk - C.O.C (Course of Construction) - Physical damage insurance for property under construction. Lenders will require it before issuing construction financing. They will usually require this coverage before funding remodeling projects as well and some policies can be endorsed to include the structure being remodeled also.
- Restaurant InsuranceWe can service your restaurant insurance needs in Palm Desert, California including the Coachella, Indio, La Quinta, Palm Springs, and Rancho Mirage areas.
- AnnuitiesYou should consider annuities when developing your long term financial plan. Annuities give your the opportunity for lifetime payments and tax-deferred earnings. Our advisors at Ascend Insurance can assist you in mapping our your retirement strategy and how annuities can help your financial security.
- Liability InsuranceUmbrella insurance is there to protect you if you are liable for something big. Similar to an umbrella, it is there to fill in coverage caps that you may have from your other insurance policies.
- Pet InsurancePet insurance would cover expenses with your pet, dog or cat may have unexpected medical bills. Our pet insurance providers will reimburse your pet expenses after your pet is treated at the veterinarian. Pet Insurance has become more popular as the recent advancements in veterinary medicine are helping pets live longer, but many times these treatments can be costly.
- Jewelry InsuranceThere may also be other coverages that you many want to consider in addition to your basic homeowners policy. These may include personal umbrella, automobile, flood, earthquake or jewelry insurance. Our agents at Ascend Insurance can help you understand your other risks and help you evaluate whether you may need additional coverages in your California home insurance plan.
- Wedding Event ProtectionYour wedding is one of the biggest days of your life and you don't want have to worry about the unexpected. Let Ascend Insurance help you find the right wedding insurance coverage to protect your special day. Wedding insurance can help cover those incidents that may occur during your event including accidents, damage or loss.
- Flood InsuranceYour standard California flood insurance policy would apply to homes, condos, mobile homes, businesses and rentals that are in flood zone areas. Typically, your flood insurance policy is dependent on your flood zone risk.
- Earthquake InsuranceAt Ascend Insurance, we can protect your California property with earthquake coverage. We realize that earthquake insurance is necessary in California, so we will shop multiple companies to find the policy best suited to your needs.