Bankruptcy is a horrible thing that no one wants to go through. Unfortunately, I was one of the lucky ones that got the chance to go through it...obviously that's sarcasm! None the less, after speaking with Robert Fugal, I found that it's not as bad as I thought. Yea, my credit would be effected but it wasn't difficult to get everything in order and Robert made it very easy to understand my options. Overall, it wasn't that bad of an experience after all thanks to his assistance.