- Auto InsuranceMassachusetts auto insurance is very complex, and as an independent agent we’re here to explain your coverage, options, and find the auto insurance carrier that is best suited for your needs.
- Home InsuranceThat is why many independent thinkers like yourself come to Independent Insurance Agents for home insurance. You expect more personal attention, better products and services, more for your money and faster claims handling.
- Condo Insurance
- Landlord Insurance
- Life InsuranceLife Insurance gives you the peace of mind you only get from knowing that you’ve protected your loved ones.
- Health InsuranceDid you know that excessive medical bills are the number one cause of bankruptcy in the United States? Having a health insurance plan can eliminate a large portion of those potential bills.
- Disability InsuranceShort Term Disability insurance can replace a portion of your income during the initial weeks of a disabling illness or accident. A short term disability policy can cover from the first 6 months up to a year of a disability.
- Long Term CareWhen a person requires someone else to help him/her with his physical or emotional needs over an extended period of time, this is long term care (LTC). This help may be required for many of the activities or needs that healthy, active people take for granted and may include such things as...
- Business InsuranceWhether your corporate vehicles shuttle employees to and from meetings, deliver your products to retailers across town, or transport equipment your company uses to provide services to your clients, a solid corporate auto insurance policy is a necessity. The Business insurance experts at Borawski Insurance can help identify the ideal business auto insurance policy for your company’s fleet.
- Commercial Property InsuranceBusiness property insurance protects you and your company’s physical assets and the continuity of your business operations regardless of whether you own, rent or lease your building against general claims dealing with property damage. These policies protect all types of business properties: including offices, warehouses, garages and other commercial use buildings.
- Workers Compensation InsuranceWorkers compensation insurance programs protect your employees if they suffer injuries while on the job. Injured workers are covered for required medical treatment and loss of time from work.
- Commercial Liability InsuranceFortunately, a business umbrella insurance policy from Borawski Insurance can provide the coverage you need in excess of what your other typical business policies handle. In other words, in the event that a liability claim is large enough to exhaust the limits of the general liability, product liability, or business auto policy, your business umbrella coverage kicks in and handles the rest of your expenses.
- Professional Liability Insurance
- Restaurant InsuranceThe professionals at Borawski Insurance will work together with you to design a Restaurant insurance program that best fits the needs of your business at an affordable rate.
- Liability InsuranceToday, corporate lawsuits are unfortunately all too common. Even sadder, a company’s general liability insurance is often too small to cover all the related court costs, medical bills, and other expenditures related to the lawsuit. So, where do the remaining funds come from: your profits, your investors, your employees? Can your business even manage to stay afloat after a costly lawsuit?
- Identity Theft Insurance
- Flood InsuranceAnswer: Standard homeowners, renters and condominium policies do not cover water damage due to the seepage of water through walls or the floor of a basement. There is no endorsement available to add this coverage. A National Flood Insurance Policy covers seepage even if the flood water has not touched the house if there is a general condition of flooding in the area and flood was the proximate cause of the seepage.
- Earthquake InsuranceIt is important to note that flood and earthquake insurance are not covered in the typical business property insurance policy. Our representatives can help you determine the proper coverages you may need.