- Tax ServicesBenjamin Franklin famously said “….in this world nothing can be said to be certain, except death and taxes.†One of the biggest challenges to wealthy individuals is the uncertainty of the tax code. We proactively seek ways to minimize our client’s tax liability, while not at the same time hampering investment performance. A strict adherence to tax management of your portfolios could increase the net performance outcomes to your portfolio, and estate.
- Tax Deductions401(k) retirement plans are great investments, but without the guidance of a seasoned financial advisor, you might find yourself without the funds to leave the workforce. Our advisors will help you choose investments that are closely aligned to your goals, show you the options at your disposal, and explain pre-tax and post-tax deductions.
- Investment ManagementJames T. Welden is the President of Welden Financial and oversees its investment management. A natural leader and problem solver, he has his eye on the big picture and guides Welden Financial in planning for his clients’ financial future. James makes it a priority to know his clients, their needs and goals.
- Wealth ManagementThe advisors at Welden Financial have managed portfolios for many wealthy and high-net-worth clients throughout the Southeastern United States and beyond. As we partner with you, we always work diligently on your behalf and in your best interest to help you develop a plan that can help you grow and maintain your wealth for generations to come. Read more about our wealth management approach below.
- Cash Flow AnalysisMany Americans work, earn a paycheck, pay their bills, and don’t carefully watch how they spend money. A cash flow analysis from one of our advisors can push you out of this survival mode and get you on a clear path to saving money. If you’re retired, we’ll help you maintain your standard of living and grow your wealth until it’s time to pass on your estate.
- Financial PlanningA 35-year-old person has a 50 percent chance of becoming disabled for a 90-day period or longer before age 65. About 30 percent of Americans ages 35-65 will suffer a disability lasting at least 90 days during their working careers. About one in seven people ages 35-65 can expect to become disabled for five years or longer. As part of our financial planning process, we can help you select an affordable disability insurance plan that can mesh seamlessly into your financial plan.
- Long Term CareMost people set up their insurance, pay the premiums and then file the paperwork in a cabinet, never to be seen again. However, whether it’s long-term care insurance, health insurance, life insurance, or something else entirely, it’s important to review your coverage at least once a year. Read on to learn more about how Welden Financial can help negotiate your current insurance coverage or find another solution to fit your needs.
- College FundingThe cost of higher education can be a financial burden to even the most affluent families. Investing in a 529 savings plan or a comparable investment can help widen the list of affordable schools and give you financial confidence when your child goes to college.