- Spousal SupportYes, there are certain types of debts which are “non-dischargeable”, meaning that they will survive a bankruptcy. The most common of those debts are: child or spousal support; criminal fines and penalties; certain recent income tax obligations; “trust fund” taxes (sales or withholding tax you collected and did not pay over); student loans; and any debt incurred through fraud. This last category can include debts you did not intend to repay, and charges for luxury goods and services aggregating $550.00 for one creditor, incurred within 90 days, or cash advances totaling $825.00, incurred within 70 days before filing a bankruptcy petition. There are other types of non-dischargeable debts, which can be discussed in consultation.
- Real Estate TransactionsOther significant aspects of her practice have included representing buyers and sellers in real estate transactions; banks in connection with large numbers of residential mortgage transactions, and commercial real estate and loan transactions; small businesses in collection actions; and individuals in business creation.
- Wills
- Power of Attorney
- BankruptcyIn the fall of 1983 she joined a firm of ten lawyers and began representing a Chapter 7 bankruptcy trustee. This association resulted in her administering hundreds of bankruptcy cases and gave her the opportunity to deal with a wide variety of bankruptcy issues. In addition to her trustee work, she has represented many debtors in bankruptcy proceedings, in Chapters 7, 11, 12 and 13.
- Foreclosure