Outstanding small credit union with personal service! Muncie Federal CU treats their members like people. The teller line girls and management call you by name and are friendly and take a true interest in you. The loan department helped me save hundreds a month by finding ways to consolidate my credit card debts into one low payment without out charging me additional fees. When I was shopping for my car loan they were able to match rates and save me doc fees that I would have paid through the dealer. They are the best credit union ever!