- Theft
- Identity TheftCredit reports are a necessary evil in today’s world. Unfortunately they are nothing but confusing, and the information is not always reliable. We can help you with issues such as identity theft, credit repair, trade lines, mistaken identity (such as Senior/Junior mistakes), general incorrect information, etc. Most credit report issues aren’t really that hard to deal with, but there is one right way to do it and a dozen wrong ways. We can guide you through the process, usually at very little cost to you. In fact, we don’t charge anything at all to review your credit reports with you or to to help you dispute incorrect notations on your reports (although you will have to pay the postage, which can be considerable). Please contact us to schedule a consultation. Read More
- BankruptcyAll statements regarding bankruptcy law and procedure refer to local practice in the Western District of Tennessee, which courts are located in Memphis and Jackson, Tennessee.
- ForeclosureRepossessions and foreclosures are two branches of the same tree. These two terms essentially describe the same thing, but there are some significant differences between foreclosure of real estate and the repossession of vehicles or other personal property, and it is important to understand those details. With a foreclosure, you usually have some actual warning such as letters from your mortgage company and/or their attorneys, but once the foreclosure sale has happened you will probably never get that property back. With a repossession, there is often little or no warning, but in some cases there is a chance of getting the car (or whatever the property might be) back. In rare cases you might even have the right to sue the creditor or the repo man. In most cases we can get a repossessed vehicle back if a Chapter 13 is filed within ten days of the actual repossession (sometimes longer). Let us help you understand your options if you are behind on your mortgage or car loan. Please contact us for consultation. Read More
- Debt CollectionAlways remember that you have rights, even if you really do owe the debt. The Fair Debt Collection Practices Act applies only to debt collectors (almost anyone other than the actual original creditor), and the law requires them to treat you with truth, fairness, dignity and respect. If a debt collector is bothering friends, family, co-workers, employers or anyone else about your debt, cursing or calling you names, or threatening to have you arrested, or especially if they are contacting you about a debt that was never yours, or has already been paid, or has already been settled in compromise, or the statute of limitation has expired, or that was already discharged in bankruptcy, then you may not only have the power to make them stop, but in some cases you could actually sue the debt collector and force them to pay our attorney fees. Contact us to schedule a consultation. Read More