I have been with GA Telco for a few years now. I recently last year refinanced my truck loan which with SunTrust bank at a rate of 8.75 and now it has a rate of 4.9. Talk about a big difference in my wallet during this recession. I would refer this credit union to everyone that is looking for a great credit union with great rates on everything. I will be looking into buying a home and GA Telco is #1 on the short list for potential banks to finance with.