- Auto InsurancePeter helped get very affordable home owners insurance and was very knowledgeable about floor coverage and types of insurance to purchase. Because of this when it was time renew my automobile insurance I switched to using Tony Blankenship to find me a more affordable plan which they did and I am very happy. I would recommend them to anyone.
- Boat InsuranceSo what makes Florida boat insurance different? Well, for one thing you have the threat of hurricanes when you live in Florida, Flooding is a big factor due to the large amounts of rain that you will be subjected to. You also have to take into consideration that salt air can have a negative effect on your boat, if you are a boat owner in Florida here are some few suggestion on what to look for in a Florida boat insurance policy.
- Home InsuranceHomeowners insurance in Florida is only a requirement when you are paying off your mortgage. The moment your mortgage is completely paid off and you own nothing more to the bank, you are no longer required to maintain a homeowner’s insurance policy. Although it's no longer required, it is still advantageous to have – and there are many reasons for this.
- Condo InsuranceMany people make the mistake of assuming that the condominium association they belong to will cover their needs. Although people have become smarter and are getting more informed every day this can still be a costly oversight. Florida condo insurance provided by an association will most often only cover the exterior, or actual structures. This is why obtaining a personal Florida condo insurance policy is so important. The following three reasons why this coverage shouldn't be optional.
- Life InsuranceLife insurance gives the insured the option to choose the particular period of time he/she will receive coverage for. This time period can vary from 5, 10, 20 to 30 years. Life insurance is designed to provide protection in the event death or a terminal illness. It pays a benefit that can be used as your beneficiaries deem necessary. Life insurance proceeds can pay for funeral expenses, and pay for extra expenses that the beneficiaries require. It can also be used to pay off the mortgage and provide a reserve for the spouse of the deceased if they decide to stop working.
- Health InsuranceYou are not required to provide health insurance for employees in Florida. Offering health insurance makes your business more attractive as an employer especially for workers who have families.
- Disability InsuranceTotal and permanent disability insurance provides coverage that helps cover the expenses incurred when insured is rendered permanently physically challenged, as a result of serious illness or injury. This benefit can be used by insured to pay for the following, medical expenses, and rehabilitation costs. It also covers the fees for hiring a nurse or housekeeper, home modification fees and to cater to the insured's condition, and pay for daily expenses and other financial commitments. Finally, total and permanent disability insurance gives the insured the financial freedom that could have been difficult to achieve after he/she became physically challenged. And it can also ease the stress of the insured's situation by giving him/her peace of mind as having knowledge that there is a financial backup to fall on despite their condition will be a source of joy.Â
- Dental Insurance2. Health care plan: This benefit covers all health related issues pertaining to illness and injury. These include; Sick pay, Income protection, Private Medical Insurance, Dental Insurance and Optician costs, Critical Illness Insurance and Health Screening.
- Business InsuranceAs a business owner your objective is naturally profits. Business insurance is a necessity for protecting your investment in your business and protecting your employees. There are four simple ways that you can minimize your business insurance costs without jeopardizing your business or your employee’s safety.
- Commercial Property InsurancePurchasing commercial insurance isn't only necessary but it is also good business. There are several things to consider however, when deciding on what plan, how much coverage and what needs to be insured etc. Below are the top three considerations when purchasing Florida commercial property insurance.
- Workers Compensation InsuranceAs a business owner in Florida, regardless of its size, you might be responsible for Worker's Compensation insurance. This is mandatory once you have a certain number of employees. The premium might be increasing on you throughout the year, and it's important to know what can be done in order to prevent the increases.
- Commercial Liability InsuranceThe way to protect a business is to purchase Florida commercial umbrella insurance. Umbrella liability provides coverage extends beyond the normal policy. It becomes effective when limits of a standard policy run out. Here are some things to remember when it comes to commercial umbrella insurance...
- Professional Liability InsuranceFlorida professional liability insurance is an essential investment for professionals in a vast array of different fields, including attorneys, accountants, real estate agents, architects and designers, physicians and dentists, veterinarians and others who offer a professional service.
- Liability InsuranceMany people have no idea as to why they need umbrella insurance in Orlando, let alone how to shop for it. You want to make sure that you have then needed financial protection against everything in your life – your home, your car, and even your boat. If something happens and you exceed the amount of coverage in one of these policies, umbrella insurance will be there to provide the additional money.
- Identity Theft Insurance
- Flood InsuranceDiscussing insurance for businesses located in Florida and other coastal states it probably goes without saying that flood insurance is always a concern. Now if someone were to evaluate every single insurance company in the state of Florida, one that has an inclusive flood insurance policy included in their commercial insurance plan may found. Yet this is still doubtful as it is standard for flood insurance to be separate from commercial insurance. It is somewhat comforting that most commercial insurance policies include disaster coverage, but again this for whatever reason does not include flood insurance. For that reason, it is important to make certain that coverage for this likelihood in a state like Florida is added.