Working with Flagstar Bank Home Lending in South Ogden, Utah was a breeze. SannDee Stowell, the loan officer there really knows her stuff. I was a first time home buyer and she made me feel so at ease with the whole process. Even though it took me a while to find just the right home, she was always there for me with any question that I had and at any time of day or night. Let me tell you some of the questions were late at night. And when I did find the right place she made the mortgage process easy. Explaining every little thing to me in terms that I could understand. Which I appreciated. It was all so easy! I totally recommend going to see them!