I never thought a little ol' bank from Killeen could make me say, "Wow, you guys are BETTER than the giant banks like those that start with "C" or "Bank of..." Here's why. I conduct good, quality, honest banking transactions. A young lady named "Annie M" is first class and gets results when you need to do a serious transaction--like deposit a check to be "available to me" in less than 48 hours. The "Big C" and "Big Bank of..." wants to HOLD my money for 10-12 days! No thanks, big boys. First Convenience is a "people person" banker!!!