- Life InsuranceMany senior citizens feel that they have missed the time in which to apply for life insurance. After all, the older we get the higher life insurance rates climb, right? Not necessarily. You should note that it is never too late to get a life insurance policy for yourself. There are many insurance companies that provide low cost life insurance for senior citizens; you simply need to know how to choose a policy and where to find these companies.
- Health InsuranceWhen you are looking for medical insurance you will undoubtedly hear about Medicare. This will lead you to ask the question, “What is Medicare?” The answer is Medicare is a specific type of health program which is offered to those over 65 years of age and ran by the government. However, people under 65 years of age can also be eligible for Medicare. They will have to meet certain criteria in order for them to receive approval. A permanent disability does not automatically guarantee someone Medicare; they will have to be approved first. Medicare is only available to United States residents whom have legally been in the United States for at least 5 years.
- Long Term CareMedicare part A is the portion of Medicare which has to do with your hospital portion of the program. It is the portion which has to do with any inpatient hospitalization, inpatient nursing facility care, critical care hospitals, hospice care, and home health care. Part A will not be responsible for your long term care or your custodial care. Part A does not cover everything; here is a list of some of the types of things which will be covered by Part A...
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