- Auto InsuranceWith an RV, you either insure it for driving from place to place, similar to auto insurance, or you insure it with a full-timers policy, which means you park it and live in it full time.
- Motorcycle InsuranceYou can add to either RV or motorcycle insurance, as you can with an auto policy. It is a good idea to add comprehensive and collision coverage to your policies and car rental insurance. The latter pays for your rental car if you need one while your motorcycle or RV is in the shop for repairs.
- Boat InsuranceIf you own any type of vehicle in this state, you need to ensure that you are adequately insured. Some types of coverage that you may need could include auto insurance, boat insurance, motorcycle coverage, or RV insurance. These plans will offer liability support and protection for your assets.
- RV InsuranceBoth motorcycle and RV insurance require the same level of coverage as the state of Virginia does for auto insurance. That means you need at least a minimum policy that provides coverage for bodily injury, property damage, and underinsured/uninsured motorist coverage. The specific coverage requirements include...
- ATV InsuranceRecreation insurance covers a broad range of equipment, including boats, other watercraft, ATVs, RVs, and motorcycles. While Virginia doesn’t require a boat or ATV insurance, you must insure your motorcycle or RV since you drive them on the state’s major motorways.
- Renters InsuranceIf you are renting, your landlord will likely require you to have a renters' insurance policy in place. But even when this isn't the case, every renter should have this insurance. It's a wise decision that can protect you in many ways. Renters' insurance can cover you financially and in other ways as well. If you live in Virginia and want to find out more about renters' insurance, give us a call at Bacon Insurance Group in Richmond, VA.
- Home InsuranceYour home is a massive investment, and you need to protect that investment in every way that you can. With home insurance, you get several different types of protection all in one policy. If you own a home in Virginia or are buying one, give us a call today at Bacon Insurance Group in Richmond, VA to find out more about this coverage and get started.
- Life InsuranceIf you are a Virginia resident, you are probably looking for another way to add a layer of protection for your loved ones. If you live in or around Richmond, VA, the Bacon Insurance Group is offering life insurance that can help your loved ones in the event of your passing. Below are some of the best reasons to get life insurance if you do not already have a policy.
- Health InsurancePeople in the Richmond, VA area will continue to have various insurance needs. While you need to have insurance for your home, car, or business, you also need coverage to protect yourself and your health. A necessary form of coverage that all people in this area of Virginia need to have is health insurance. There are various reasons to obtain this coverage. There are also various medical supplements policies we offer to help you with further coverage.
- Long Term CareYou can obtain Medigap insurance that covers things original Medicare doesn't, such as your medical care when traveling outside the country. Medicare always pays its share of the costs first, so your free policy covers most of your medical care. Your Medicare supplement insurance picks up the slack by covering what Medicare doesn't. It doesn't cover long-term care, though, nor do they cover dental or vision care, eyeglasses, hearing aids, or private-duty nursing.
- Business InsuranceBusiness insurance, known as business insurance, is a specific type of insurance to protect your business. The purpose of which is to provide coverage from various financial risks due to unforeseen circumstances. Regardless of your business type, business insurance is one of the first things you need to consider.
- Commercial Property InsuranceYes, you do. Unlike home or renters insurance, commercial property insurance is not just about the building, it is also about the content. The content of your business is what you use to do business. It depends on what type of business you have but it can be tools or machinery, inventory or raw materials, display cabinets, electronics, office equipment, furniture, and anything you use to do business.
- Commercial Liability InsuranceYour business could be sued. As a matter of fact, there is a pretty good chance that at some point your business will be sued. When you are sued you could be liable for medical bills, property damage, and the cost of litigation. This could result from an accident, but you can also be sued by a customer injured by your product or the work that you did or by an employee. A judgment could cost you your business if you don’t have the right commercial liability insurance.
- Liability InsuranceAn umbrella insurance policy adds liability coverage to your home and auto policies. This extends the amount of liability protection you have for each, and it is much less expensive to get than to add to those policies directly. When an accident does happen, your home or auto policy will come in first and pay for the medical bills up to their stated maximum of coverage. If there are bills left over, that's when your umbrella policy comes in to use. It pays for those overages, with a much higher stated maximum. This leaves you and your finances better protected in case of an accident.
- Flood InsuranceFloods can occur in nearly any state. Virginia may be at low-to-moderate risk for flooding, but it's important to be prepared should a disaster strike. You'd do well to sign up for flood insurance from a reputable agent so that you don't end up with hefty repair or replacement costs.