- Tax PlanningThe of course is the big question, should I roll my lump sum or leave it and take the higher payout? This involves several factors including future and legacy tax planning and estate planning to answer.
- Charitable GivingCreating a charitable gift-giving plan may provide you with multiple tax breaks: an income tax deduction, the avoidance of capital gains on highly appreciated assets and the reduction or elimination of estate taxes on the charitable contribution upon your death.
- Estate Taxes
- Avoiding ProbateThere are many different types of trusts, and they can be complex to set up and execute. However, a trust can be a very flexible and advantageous means to transfer your assets in the future. Trusts can also provide current benefits, such as tax deferral and deductions. Unlike a will, a trust may help avoid probate upon your death.
- Tax Services
- Tax Deductions
- Income TaxTake the cash (and pay income taxes and perhaps a 10 percent additional federal tax if you are younger than age 59 1/2)
- Tax Deferral
- Investment Management
- Mutual FundsFrom stocks and bonds to mutual funds and retirement accounts, we welcome the opportunity to help you figure out where investment products might fit in your overall financial strategy.
- Bonds
- Wealth ManagementAt Basildon Financial, LLC, we hold informational workshops for our clients and the greater community that feature information on specific topics, such as retirement income strategies and wealth management. Often, our seminars include guest speakers and special activities, as well as take-home materials. We strive to keep you up-to-date on issues that matter to you, your family and your financial well-being. Whenever you attend a seminar, feel free to schedule a one-on-one, no-obligation meeting.
- Financial Planning
- Retirement PlanningWe are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.
- AnnuitiesSimon Rogers is a financial advisor, president, and CEO of Basildon Financial. He has over 20 years’ experience in the investment and insurance industry. He is an Investment Adviser Representative having passed the Series 65 securities exam. In addition, he is licensed for the following insurance products (life, health, accident, fixed annuities) in the state of Pennsylvania.
- Long Term CareConsidering that you could have to reduce your financial means before Medicaid will pay for long-term care and neither your employer group health insurance nor major medical insurance will cover long-term care, you may want to consider planning ahead for these potential expenses.
- Asset ManagementGenerally speaking, the longer you invest the more potential your money has to grow. If you are still trying to recover from losses in recent years and you’re looking to get back on track to accumulating wealth, you may want to consider a more aggressive asset allocation with at least a portion of your money. However, those who’ve lost in the stock market may sometimes be a little more wary of approaches that increase their market risks.