Motor Vehicle

• Auto Insurance
  As a company founded by educators for educators, we’ve always believed – and our research shows – educators tend to make better drivers. That’s why we offer special car insurance rates and discounts for educators. Check out some of the ways educators save money on car insurance with Horace Mann.

Property

• Renters Insurance
  1 Because we are committed to protecting educators and their families, we are offering Identity Fraud Advocacy Services to educators who have a home, condo or renters insurance policy with us at no additional charge.
• Home Insurance
  We recognize how important your home and possessions are so we have designed homeowner insurance policies that’ll protect against almost any hazard. You can also customize your coverage with policy extras.

Health and Life

• Life Insurance
  We have been meeting the insurance needs of America's educators for more than 75 years. We offer many services and products, including auto, property and life insurance.
• Health Insurance
  Sure, you may have major medical insurance - but is that enough? Horace Mann offers a variety of supplemental insurance products that can help with both medical and nonmedical out-of-pocket expenses, while disability income insurance may provide partial income replacement until you can get back to work.
• Long Term Care
  Learn how life insurance can help make sure expenses aren’t left for other family members, such as long-term care, providing a spouse and children with financial support, or helping take care of the mortgage on the home the family lives in. This workshop looks at why life insurance for women is a crucial part of financial planning for the entire family.

Personal

• Annuities
  Annuities can be fixed, variable or indexed depending on the level of risk an investor is willing to take.  And, they can be qualified or non-qualified for certain tax benefits.Â
• Liability Insurance
  A Liability Plus personal umbrella policy provides additional protection for you and your assets. For a relatively small cost, you can get up to $2 million in coverage. This additional coverage provides an extra layer of protection for your assets that starts where your auto and homeowner liability insurance ends. (That’s why it’s called an “umbrella policy.”) With the peace of mind that comes from knowing your home, car and future earnings are protected, you can focus on meeting your financial goals.