- Investment ManagementDave joined First American State Bank’s team in March 2008. Since entering Colorado’s banking industry in early 1991. He has had experience in extending a variety of credit products, including construction loan origination, mortgage lending, and commercial and investment transactions. His exposure to large credit, and portfolio management, and complex cash flow generation analysis have led him to his leadership position as the Chief Lending Officer, managing the Bank’s lenders and loan portfolio in concert with Board and Bank goals and directives. He directs lenders and is responsible for the oversight of overall credit quality, cash flow consistency, and presentation analysis as head of the Loan Committee. He works with other senior management to manage credit products offered, targeted returns, and growth and profitability goals for the Bank.
- Payroll ServicesAutomated Clearing House (ACH) services help your company automate payroll processing, reduce administration expenses, and make remittances easier. Our ACH solution offers an upload from other vendors or as a standalone.
- Financial PlanningCommunity banks are an integral part of providing capital to small businesses. As such, we strive to help our clients find creative, flexible, and effective ways to achieve growth and success. Our lenders are here to discuss goals, advise on financial planning, and satisfy your specific needs. We can help with working capital lines of credit, commercial real estate loans, equipment financing, capital expenditures, and other special-purpose needs.