I am sorry to say that after this office came HIGHLY recommended I called with my issue. Sadly, the receptionist is the person that killed it for me. She told me my issue would not be taken care of because no one offered such care. Needless to say I found an attorney in St. Cloud that does EXACTLY what I was looking for. This issue is student loan bankruptcy, yes people do it they did it for me. Never again will i use them for anything