- Auto InsuranceOur insurance advisors take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life. From auto insurance to homeowners insurance, we’re in the business of helping people protect what they value and have worked so hard to build.
- Inland Marine InsuranceInland marine insurance is coverage that protects your business property while it’s away from your business location. We’ll help you ensure that your property is protected not only at your location but also while it is off-site or in transit.
- Home Insurance“ My husband and I have been incredibly satisfied and impressed with the type of service we have received from Loesel-Schaaf. We originally chose to switch our auto and homeowners insurance to Loesel- Schaaf when they were able to provide the same coverage for almost half the cost of the two other insurance companies we had worked with in the past. Unexpectedly within a year of switching to their company we had a significant homeowners claim and automobile claim. In both instances, all of our expenses were covered and handled in a prompt, efficient manner, including all possessions damaged in the flooding replaced and our totaled vehicle replaced with a brand new vehicle. This was largely due to the fact that we were wisely advised on the most advantageous coverage. Doreen, specifically, worked to make sure our benefit was optimized and even went above and beyond to arrange for an issue with a car rental company to be remedied. I would strongly recommend this company to anyone searching for insurance coverage. They practice with the utmost integrity and care for their clients.
- Life InsuranceWhether you are purchasing life insurance to protect your family, planning for retirement, saving for your children’s education, or planning for business succession, we have experts that can help. At Loesel-Schaaf Insurance Agency, we have access to an extensive variety of carriers and products that can meet everyone’s needs.
- Health InsuranceLife and health insurance is the foundation when planning for your family’s financial security. It allows families to remain secure and allows you to keep your future promises...today, should anything happen. We can design a program that makes sense for you and your family.
- Disability InsuranceDisability insurance protects your employees from a temporary loss of income and is a fundamental part of a quality employee benefits package. We’ll implement a plan structured just for you.
- Long Term CareMedicare Part A covers many hospital-related expenses. These could include hospital stays, hospice, stays in a psychiatric facility, and even home health care in some instances. However, it’s important to note that there are limitations on some of the coverages, such as psychiatric care and long-term care.
- Dental InsuranceDental health is directly linked to your overall medical health. We have solutions from fully insured programs to payroll deducted voluntary plans; stand alone or integrated dental programs. Let us find a solution that meets your needs.
- Vision InsuranceThere are many options available at very affordable premiums that will enhance your company’s benefit package. We can help you customize a new benefit or provide options to your current program. We also have a variety of voluntary programs available through payroll deduction.
- Business InsuranceIn today’s ever-changing environment, risk is constant. Business insurance isn’t. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs.
- Commercial Property InsuranceCommercial property insurance can help protect the property your business owns and leases, including things like equipment, inventory, furniture, and fixtures. Whether you own your building or lease your workspace, commercial property insurance can be purchased separately or can be combined with other necessary coverage to protect your business’ physical assets.
- Workers Compensation InsuranceWorkers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
- Commercial Liability InsuranceA Business Owner’s Policy (BOP) combines business property and business liability insurance into one convenient policy. We’ll work with you to design coverage that protects your business from a variety of risks, unique to you.
- Professional Liability InsuranceLawsuits can happen to anyone, and the damages can be hefty whether you win or lose. Even if you’ve done nothing wrong, you’ll need to defend yourself. So regardless of whether a contract requires it, without professional liability coverage, you could be putting your business’ future at risk.
- Liability InsuranceGeneral liability insurance is an absolute necessity for any business. It provides broad coverage when you are deemed responsible and liable, and will also pay to defend any covered lawsuit or action regardless of its merit.
- Travel InsuranceIf you’re traveling outside of the United States, we have programs that will provide emergency cash should you need it, expedited travel arrangements to return you to the United States for care, and foreign speaking individuals available to translate important medical information between you, your caregivers and the medical team treating you in the destination country.
- Pet InsuranceOne of the largest in Northwest PA, our Employee Benefits Division provides countless employee benefits and plan designs to companies of all sizes. This includes, but is not limited to: fully insured and self-funded health, life, dental, vision, short and long-term disability, long-term care, travel accident, pet insurance and voluntary coverage. Our market is not limited and we place business with the major carriers such as Aetna, Coventry/HealthAmerica, Highmark Blue Cross Blue Shield, UPMC, UnitedHealthcare, and more. We are able to secure coverage from any medical or ancillary insurance carrier offering competitive benefits and rates.