What Is Involved in a Water Damage Inspection?
After a flood or during the aftermath of a house fire, you need to have a water damage inspection to assess the extent of the water damage to your possessions. This is important because it gives you a good idea of what you need to replace and gives your insurance adjustor a means to quickly and efficiently adjust your claim. Professional water damage inspectors are available for you to hire and often work for a water damage restoration company. There are many aspects to a water damage inspection, and it can be helpful to know some information about them.
Structural Water Damage Inspection
During a water damage inspection, a professional inspector typically starts outside and works his or her way inside your home. For cases of extreme damage, you should keep a photo or video record of the initial damage for insurance purposes.
Exterior Water Damage Inspection
If the house fire or flood affects your home’s roof, a professional checks to see if the roof has collapsed or if it is missing shingles. In addition, an inspector knows to check your chimney—if you have one—for cracks or other damage and ensures your gutters are in good condition. For exterior walls, he or she can inspect for collapses, broken windows, and signs of exterior leaking such as water entry through foundation damage or windows. A professional also checks to see if your lawn has sustained water damage.
Interior Water Damage Inspection
When it comes to examining your home’s interior in a water damage inspection, inspectors usually start from the top of your home and work their way down. In the attic, they check for a wet ceiling or cracked floor or joists, damp insulation, and bent ductwork. In the rooms throughout your home, they check for damaged drywall and ceilings, warped or stained wood, cracked windows, and doors that do not close properly. In your bathroom and kitchen, they check ceramic fixtures like bathtubs, toilets, sinks, and tile. In your basement, they look for pooling water, cracked walls or floors, and stained carpet or drywall. They also examine any personal belongings that have sustained water damage, such as appliances, furniture, electronics, and garments.
Why You Should Hire a Professional for a Water Damage Inspection
Water damage inspectors have years of experience and training, as well as specialized tools to ensure they can diagnose any water damage effectively. There are moisture sensor probes they can use on your walls or in your carpets to detect the level of moisture present, as well as devices that use infrared thermography to examine parts of your home you cannot see.
A water damage inspection is necessary after a flood, fire, large storm, or other water damage-causing event. You should use a water damage inspection to calculate the damage to your home and have your insurance adjustor provide a settlement according to your homeowner’s insurance policy. If possible, you should have a trained professional inspect your home for water damage, as he or she has the experience and equipment necessary to detect water damage in places where you would otherwise miss it. For more information about water damage inspection, contact your insurance provider.