When it comes to protecting your home or house, fire insurance is included in almost all home insurance policies. Its purpose is to provide coverage for damage or losses as a result of fire or smoke. But, while the home insurance policy will cover all or almost all, damages to the building and surrounding houses,...
Home Insurance
Whether you own your home or rent, you need insurance coverage for your belongings. If you own your home, you’ll need insurance for the structure and property itself in order to get a mortgage. And if you have a condo or townhome, your home insurance may be partially covered by your association fees. To help answer your questions about all of the various types of home insurance available, check out these articles from our experts.
Buying homeowners insurance coverage can seem complicated, especially if you are a first-time homeowner. However, with just a little knowledge, even the most confused individual can learn how to make an informed purchase decision. Learn the answers to the most frequently asked questions about homeowners insurance coverage so you can find the right policy at...
Many tenants living in a rental property fail to realize the importance of rented insurance. If you believe home insurance is a purchase reserved for those who own a house, then you better think again. Even though your landlord likely carries home insurance for the property you live in, that doesn’t mean your personal belongings...
Your house insurance policy is a vital type of insurance. Most people could not afford to replace their home and all the possessions in it. House insurance makes sure you don’t have to, by providing insurance coverage in the event that your house is damaged or destroyed or if your property is stolen. To make...
The premium you pay on your home insurance is based on the deductible you choose, so you need to know how to choose the right home insurance deductible. If you choose a lower deductible, your premiums will be higher, but you’ll have to put out less money if you have to file a claim. To...
Asking your insurer for home owners insurance rate discounts is a quick and easy way to save money on your policy. Whether you currently have a home insurance policy or are shopping around for the best deal, it is always a good idea to be aware of any available discount programs. While it is recommended...
What is a homeowners insurance average cost? That depends on where you live and what kind of damages your home might face. Insurance rates are different in every state, because each state has unique features that can affect home insurance rates. For example, rates in California are higher than in some other areas because of...
Filing a mold insurance claim must be done quickly after damage occurs, and requires strict attention to detail on the part of the claimant. Over the past ten years, methods for cleaning and protecting against mold growth have improved and increased in cost, causing insurance carriers to become reluctant to issue coverage for mold damage....
Flood damage insurance is an insurance policy designed to protect home and business owners from losses that result from floods. The primary source for flood insurance is the National Flood Insurance Program (NFIP), administered by the federal government and provided by almost one hundred private insurance carriers. It is only available in those communities that...
Here are some helpful moving insurance tips to help protect your personal belongings, whether you are moving yourself or hiring a moving company for assistance. It can be difficult to move possessions without anything being damaged or lost: items can be dropped by movers, fall while in the moving truck, or be damaged in storage....