I highly recommend not going to them. They are a small business so you would expect them to be more understanding of financial situations right? Wrong, they will give you the run around, and they say it takes an entire day to install a GPS tracker. Literally went back and forth 3 days and left empty handed. Gave them my paycheck stub and she figured the math wrong which made me not "eligible" for a car.. I spent $125 on insurance for a car I don't have because she told me I was approved. They go through some imaginary finance company and when it's all said and done you'll end up empty handed like me and my husband were !!! Avoid carlot credit connections please !!!