- Auto InsuranceThe right auto insurance policy can help protect you against financial loss in the event of a theft or accident.
- Home InsuranceYour Independent Agent is an advocate for finding home insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion...
- Life InsuranceThere are many options when it comes to life insurance. Let our qualified professionals at Page help you to choose the plan that is right for you.
- Health InsuranceAssistance with ADLs, called “custodial care,” may be provided in the same place as (and therefore is sometimes confused with) “skilled care.” Skilled care means medical, nursing, or rehabilitative services, including help taking medicine, undergoing testing (e.g. blood pressure), or other similar services. This distinction is important because generally Medicare and most private health insurance pays only for skilled care–not custodial care.
- Disability Insurance
- Long Term CareBecause of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed). These six actions are called Activities of Daily Living–sometimes referred to as ADLs. In general, if you can’t do two or more of these activities, or if you have a cognitive impairment, you are said to need “long-term care.”
- Business Insurance
- Workers Compensation InsuranceWorkers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.
- Liability InsuranceIf you have a personal umbrella liability policy, there’s generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.