I would not recommend this institution for your lending needs. The people who work there are wonderful but the company leaves a lot to be desired. I have borrowed over three thousand dollars over time and paid it back on time. RMC was more than happy to extend more money to me while I was in debt with them. I thought I had established a solid financial relationship with them so that if I ever needed emergency funds they would be available, not so . I needed half of what I originally borrowed and was informed that I would need another person to join in the loan. Mind you my financial status had not changed. I had to seek help elsewhere and I advise others to do the same as well.