- Auto InsuranceChoosing cut-rate car insurance is like skipping vehicle maintenance appointments and driving around with the ‘check engine’ light on; eventually, it is going to catch up with you, and it will probably cost you much more than you would have spent by preventing the problem altogether. At Burstad Insurance, we know what it takes to protect drivers against the financial risks behind the wheel. As an independent agency, we shop and compare coverage from several Wisconsin insurers to find first-rate insurance at competitive and affordable prices.
- Motorcycle InsuranceMotorcycle insurance is required in most states, including the state of Wisconsin. Also, many lenders require motorcycle owners to purchase insurance until a bike loan has been paid in full. However, these coverage requirements are generally designed to protect lienholders and third-party drivers and pedestrians – not the rider. At Burstad Insurance, we can help you meet legal and lender coverage obligations, as well as explore additional coverage options that better protect you against risk.
- Boat InsuranceThere are thousands of boating accidents every year that result in millions of dollars in physical damages and thousands of injuries. These accidents can happen to anyone – including cautious and experienced drivers. Boat insurance can help you financially prepare yourself against damages and loss occurring on land and water, including collision, theft, liability, and even the capsizing of your boat.
- RV InsuranceThe cost of treatment for injuries can be expensive – particularly if you or your passengers are injured by an uninsured driver. Make sure your RV insurance includes UM to pay for your injury-related expenses if you are the victim of a hit-and-run or a driver who has no liability insurance. We also recommend UIM coverage in case you are injured by a driver who has too little insurance to cover your injury-related losses.
- Snowmobile InsuranceThe cold is no match for your sled even in the harshest of Wisconsin winters. While you are gliding across snowy slopes and fields, your snowmobile insurance can be working to minimize your financial risk exposures with comprehensive protection against various losses. Whether you take on freshly fallen snow for fun on the weekends or use your cold-weather cruiser to navigate your ranch during the winter months, let the team here at Burstad Insurance help you protect yourself against unexpected damages and loss.
- ATV InsuranceWhile you’re kicking up dirt on your ATV, your Wisconsin ATV insurance is working in the background to protect you against damages and other losses due to ATV-related accidents. Whether you ride on your own land or enjoy mudding on public lands, the team here at Burstad Insurance can provide four-wheeler coverage that safeguards you against financial loss.
- Inland Marine InsuranceCommercial inland marine coverage is for businesses that need to cover property or cargo regardless of its location over land. This could include businesses that utilize mobile equipment or have operations that involve the shipment or transportation of goods. This coverage is often recommended for contractors that work and use equipment at various job sites, as well as companies that transport and/or deliver valuable cargo. For example, a business may need inland marine insurance if they own vending machines that are left at a third-party premises or if they house valuable third-party belongings in their businesses, such as fine art or client pets.
- Truck InsuranceWe recognize the dangers you face in the trucking industry day in and day out. With our team by your side and robust insurance coverage behind you, you can stop worrying about your financial risks and spend more time focused on financial growth instead. Whether you need motor carrier and private commercial truck insurance, the team at Burstad Insurance can help you assemble a multifaceted protection plan that safeguards your business against potential loss. Our agents will adjust your coverage according to your needs, whether you need to protect one truck or and entire fleet. Your coverage can also be revised to meet the guidelines of your lease agreements and any state requirements your business is required to maintain.
- Renters InsuranceRenters insurance is coverage that protects your belongings against theft and damage due to covered events. It can also protect you and the members of your household against claims of negligence. Many Central and Western Wisconsin landlords require renters insurance in terms of their lease agreements, but the coverage remains optional in many places. Without the right coverage, however, you could face tens or even hundreds of thousands of dollars in losses out of your own pocket, whether from current savings or future income. To find comprehensive renters protection at affordable, competitive prices, contact Burstad Insurance to speak with an independent agent.
- Home InsuranceHomeowners insurance has saved many households from financial ruin due to fires, natural disasters, lawsuits, and more. Though the coverage is not mandatory by law, it is often required by mortgage lenders. Regardless of whether you are under obligation to purchase home insurance or not, there is not a reason to take chances with your financial security. At Burstad Insurance, we help homeowners in Central and Western Wisconsin find competitive rates on home insurance coverage with policies issued by several of the state’s leading carriers. Whether you are buying a house for the first time or looking for the one-on-one service and selection offered by a local independent agent, the team at Burstad Insurance can help you achieve your coverage goals.
- Condo InsuranceEvery time someone else shovels the snow, makes a repair, or polishes the landscaping, you remember again why condo living is the life for you. Your association fees pay for much of the upkeep of your property, as well as coverage against many risks that could threaten the external structure of your unit and the potential for liability due to incidents occurring in shared community areas. However, the condo association’s master insurance policy is not enough to safeguard you against all risk exposures. From the internal structure and finishes in your condo to your personal belongings and the risk of personal liability, make sure you have a private condo insurance policy from Burstad Insurance that minimizes your vulnerability and risk of loss.
- Life InsuranceFuneral and burial expenses are often only the beginning of financial burdens for loved ones who survive the passing of a spouse, parent, adult child, or even a business partner. Life insurance is designed to protect dependents and other survivors by meeting their needs long after you are gone. Some policies even offer living benefits that provide cash and investment growth options in addition to death benefits. At Burstad Insurance we help clients at all stages of life find affordable life insurance solutions that meet their short-term needs as well as their long-term goals. Whether you are growing your family, starting a business, or simply looking to leave a financial legacy after your death, we can help you find greater security for your family’s financial future.
- Health InsuranceAfter a boating accident, injured passengers may need immediate medical attention. Although it can take some time to determine fault and who is responsible for the damages, medical payments coverage can provide immediate compensation for essential medical care regardless of who caused the accident. Though limited and not an abatement for either party’s potential liability, this coverage may be enough to pay for emergency room fees or a health insurance deductible for you and your passengers.
- Business InsuranceAre you looking for a quote on your personal or business insurance? You are in the right place, just fill out the request form, or call our agency, and we'll be in touch to ask a few questions about your needs, and answer any questions you have.
- Commercial Property InsuranceCommercial property insurance includes protection for your store’s physical assets and inventories. With signage, square footage, perishables, non-perishables, refrigeration and kitchen equipment, heavy equipment, computers, fixtures, and other items on hand, your business has a lot at stake in the event of a fire or other loss event. Property insurance is designed to protect you against these types of financial vulnerability with several different types of coverage. Examples include...
- Workers Compensation InsuranceWhether you operate a small, independent grocery store or a bigger supermarket chain, insurance is an essential part of protecting your business and maintaining compliance with local and state laws. Some types of coverage, such as workers compensation, is generally considered mandatory for grocery store owners. Others, such as property insurance, may be required by a lender per the terms of a loan agreement. Remaining coverages may be optional, but they could save you a bundle in potential losses and liabilities. For help assessing your store’s coverage needs, contact an agent here at Burstad Insurance today.
- Commercial Liability InsuranceWhen businesses get sued, their general liability insurance often covers the cost of hiring a lawyer and paying for any damages awarded to the victim. Sometimes, even the highest general liability insurance limits are too low to cover the financial obligations a business has to the victim(s). In these cases, commercial umbrella insurance can help absorb the damages remaining beyond the limits of the general liability policy. Commercial umbrella insurance usually comes with millions of dollars in extended liability protection that can help protect a business against bankruptcy following a major lawsuit. In many cases, it is what allows the continuity of a business rather than its closure after a lawsuit.
- Professional Liability InsuranceSome contractors need professional liability insurance to help protect against errors that result in financial liability. If you or one of your sub-contractors makes a mistake in designing and constructing a building, for example, professional liability insurance may help cover financial responsibility for making things right.
- Builders Risk InsuranceBuilders risk insurance is purchased by individuals and businesses that have insurable risk in a building project. This often includes contractors and sub-contractors who need to protect materials and equipment against physical damages during the construction process.
- Liability InsuranceLawsuits are in the headlines every day, and it seems no one is immune to them. It is not just businesses and the ultra-wealthy who are sued; anyone can be the subject of litigation, and virtually everyone has something to lose. Whether you are hit with a liability lawsuit just out of college or once you’ve reached your retirement years, a single judgment and court costs could cost you years of hard-earned income and assets, both present and future. To preserve your future income and nest egg, talk to an independent agent at Burstad Insurance about personal umbrella insurance and how it could protect you against financial devastation.
- Flood InsuranceYou may not be able to control the elements of weather, but when you partner with an independent agent at Burstad Insurance, you can prepare for the worst with a flood insurance policy designed to protect you when you need it most.