- Auto Insurance
- Home InsuranceIf the need for long term care never arises then the (self-insured) bet pays off, but the same could be said of health, auto, and home insurance, which have a lower chance of occurrence than long term care
- Life InsuranceYou can reposition existing money such as CDs, Money Market, Savings, or you can 1035 exchange an existing universal/whole life insurance policy.
- Health InsuranceOver 95% of long term care is custodial care and is not covered by health insurance, HMO's, Medicare or supplemental policies. These are for short term not long term care. Without long term care insurance you will have to pay out of savings for care.
- Disability Insurance
- Long Term CareThe Class Act will offer hope to Americans with serious illnesses or injuries who can maintain their independence with the help of long-term care. -- Senator Dodd
- AnnuitiesBeginning at age 70?, annuities purchased as qualified contracts must begin to take distributions determined by the IRS, called Required Minimum Distributions (RMDs). For qualified money, the entire distribution is taxed (at your current income-tax rate) at the time of the withdrawal. Symetra Life has many flexible income options to help you easily achieve your required minimum distributions while spreading out your taxable distributions.