- DivorceBecause a creditor is not considered a party to a divorce agreement, you will still be responsible for the joint debts, even if your husband is the only one who will be declaring bankruptcy. If you jointly file for bankruptcy before your divorce, you will be able to avoid many of the headaches involved in negotiating the division of assets and debts because most of this will have been settled by the bankruptcy proceedings.
- Child SupportYou have certain debts like unpaid income taxes, a student loan, or child support, all of which cannot be discharged in Chapter 7. Again, Chapter 13 allows you to pay these back over a 3 to 5 year period with no interest
- Spousal SupportChapter 7 will not cover or settle debts like back taxes, court judgments, alimony, child support, and student loans.
- DUI/DWI
- Real Estate LitigationWelcome to the Advantage Legal Group website. We are a licensed bankruptcy law firm in Bellevue, WA., with experienced bankruptcy attorneys, foreclosure defense lawyers and mortgage mediation attorneys. We are based out of Bellevue in Washington State that specializes in foreclosure defense, bankruptcy law, mortgage mediation, real estate short sales, real estate law, and personal injury lawyers. We are here to help you determine the best legal course of action for your specific financial situation. We offer Bankruptcy and Foreclosure Defense Legal Services in Western Washington including Bellevue, Redmond, Kirkland, Seattle, Tacoma, Everett, King County, Pierce County, and Snohomish County.
- Landlord-Tenant Disputes
- Personal InjuryAdvantage Legal Group provides legal representation for personal injury law cases in Washington State, Seattle and Bellevue.
- Medical MalpracticeSome common types of Personal Injury Law examples include automobile accidents, spinal cord injuries, medical malpractice, brain injury, accidents at work, and accidents in a home. Damages can also include intentional infliction of emotional distress as well as negligent infliction of emotional distress.
- Auto Accidents
- BankruptcyEach case has its own unique details so it is difficult to give an exact time frame. However, the typical chapter 7 bankruptcy takes roughly 90-100 days (from beginning to end).
- ForeclosureIf you are a Western Washington homeowner who is facing foreclosure on your Seattle, Tacoma, Everett or Bellevue area home in King County, Pierce County or Snohomish County and are looking for options, the
- Debt CollectionAnother advantage to using a bankruptcy lawyer is to work, on your behalf, with your creditors. Under the terms of the Fair Debt Collections Practices Act (FDCPA), debt collection agencies cannot engage in abusive, harassing, or threatening behavior when attempting to collect on a debt – no more repeated calls to your home or work, no more threatening letters or abusive language when they speak with you over the phone. Filing for Chapter 7 or Chapter 13 bankruptcy can be the most effective way to stop creditor harassment. Filing for bankruptcy protection initiates an automatic “stay” that requires collection agencies and creditors to immediately cease all collection actions against you! A bankruptcy lawyer will be your advocate.