- Tax PlanningTotal Amounts less than $100K: An initial consultation of up to 2 hrs with CFP, RIA portfolio manager. Preparation of a written investment plan (letter form) by or under supervision of CFP, RIA portfolio manager and management of portfolio assets in accordance with that written plan. Up to 2 hrs of tax planning /return preparation by or under supervision of CPA, CFP. Additional consultations totaling up to 1 hr annually with any principal (s) of DW Financial Inc.
- Income TaxOur sliding scale investment fees are extremely reasonable and include preparation of individual state and federal income tax returns.
- Tax Return Preparation
- Investment ManagementTotal Amounts of at least $100K: An initial consultation of up to 3 hrs with CFP, RIA portfolio manager. Portfolio management and up to 3 hrs of tax planning/return preparation as above. Additional consultations totaling up to 3 hrs annually with any firm principal(s).
- Mutual FundsDW Financial Inc. (DWF) attempts to maximize client returns over multiple year time frames for a specified level of risk using no load mutual funds. The agreed upon risk band is discussed and mutually agreed before any client monies are invested. The level of investment risk is described in a letter of agreement as a minimum and maximum percentage of the risk of the Vanguard Total Stock Market Index as calculated by Morningstar software. We benchmark our performance against the Vanguard Total Stock Market Index.
- Financial Planning
- AnnuitiesInvestment management is done on a fee only basis (no commission products) using only the very best no load mutual funds and fund families. Fund selection is based entirely on what's in the best interest of the client. We are completely independent and objective and, other than using Fidelity Investments as the custodian holding all client assets, are not associated with any fund or fund family. We do not sell annuities or any other insurance products. We do invest our own money in the funds we select for client accounts.