Accounting

• Payroll Services

Planning

• Financial Planning
  Whether you prefer online investing or personalized financial planning guidance – or want a little of both – we have options to meet your needs.
• Retirement Planning
  Simplified Employee Pension Plan (SEP) – a tax-deferred retirement plan for anyone who is self-employed, owns a business, employs others or is an independent contractor
• Annuities
  Planning ahead enables you to be better prepared to manage your retirement income. Considerations may include pensions and annuities, drawdown strategies and the age you choose to retire.
• Long Term Care
  Americans are living longer than ever before. The costs of assisted living or in-home care can easily deplete your retirement savings without a long-term care strategy. In 30 years, one year of care is expected to cost $250,000.
• Asset Management
  Our Asset Management Group (AMG) is a dedicated team of investment strategists with a global view that encompasses macroeconomics, market trends and central bank and government policies. The team works to distill the investment world’s complexities into implementable, actionable views and strategies.

Investment

• Wealth Management
  Depending on your timeline, creating a custom investment portfolio may be an effective way to fund a major purchase. Wealth Management from U.S. Bank and U.S. Bancorp Investments emphasizes long-term growth and income generation while attempting to minimize risk. We develop customized investment strategies designed to help weather unpredictable conditions in all types of market cycles.Â
• Investment Management
  AMG's investment specialists evaluate investment management firms based on their performance records as well as their risk management process practices. Only 1% of all funds make it through the rigorous approval process and are used to create a portfolio based on your investment goals.
• Mutual Funds
  529 plans are invested using a strategy that typically utilizes mutual funds. All Mutual Funds have fees and expenses. It is important to understand the transaction costs associated with buying or selling shares of a fund, as well as the annual costs associated with operating the mutual fund because both affect the return on your investment.
• Bonds

Taxes

• Tax Planning
  From saving for education to tax planning and preparing for retirement, learn tips to better manage your financial life.
• Charitable Giving
  Optimize your giving. Coordinate between your financial advisor, attorney and other professionals to make charitable giving a component of your overall wealth plan.
• Roth IRA
  Roth IRAs provide tax-free growth.  Your non-deductible IRA contribution grows tax-free and qualified withdrawals are not taxed. This is a strategy that allows younger investors to potentially grow their investments over the long-term.Â
• Income Tax
  Non-qualified withdrawals are subject to all applicable federal and state income taxes, and may be subject to a 10% federal penalty. Please consult your tax advisor or legal counsel for advice and information concerning your particular situation. Return to content, Footnote 2